Play Online Baccarat at NZ

Table of contents:

Rules | Odds & Payouts | Top 3 Strategies | Bonuses & Promotions | Help | FAQ | Play for Real Money

Online Baccarat is one of Las Vegas's most popular games, but it's also one that's shrouded in mystery. If you're already familiar with the game, you know how simple it is.

If you've always wanted to pull out a chair and take a virtual seat at a Baccarat table, but you're not sure how the game works, then this page is for you! In this Baccarat guide, we'll show you how to play, how to increase your chances to win, and how to get the most out of playing online Baccarat at MansionCasino.

If you want to dive right in and enjoy the finest table experience, create your account and place your bets right now. If you'd like to learn more about online Baccarat or refresh your memory before playing, read on.

Rules: How to Play Baccarat?

Baccarat is a simple game to learn! There are only a few moves you can make, and the terminology is easy to absorb.

The hand which is closest to 9 at the end of the round wins, but there's a couple of twists. Unlike Blackjack, where you're betting on your hand beating the Banker's, you can bet on the player's hand, the Banker's hand, or a tie in Baccarat. The card totals are also calculated differently.

Here's how the card values work:

  • Face and 10 cards are worth 0
  • Aces are worth 1
  • Every other card is worth its face value
  • When calculating the value of your hand, only count the last digit. For example, if the player receives a 5+6, the hand is worth 1, not 11. If the dealer receives a 9 + 9, the hand is worth 8, not 18. The hand closest to 9 at the end of the round wins, not the hand with the highest total.

Placing your Baccarat bets

After placing your bet, the Banker then deals out two cards each. In some cases, they will hand out a third card. The hand closest to 9 wins, and in the event of a tie, you'll either lose your bet or win a payout if you correctly predicted the outcome.

Third card rule

The Banker will draw a third automatically, so no need to worry about it. Even though the third card rules may appear confusing, you'll fully grasp them after a while.

  • If the hand's value is between 0-5, then the Banker will draw a third card. Hands with 6-9 won't receive a third card.
  • If the dealer has 3 points, a third card is drawn – unless the player's third card is an 8.
  • If the dealer has 4 points, a third card is drawn – unless the player's third card is an 0,1,8, or 9.
  • If the dealer has 5 points, a third card is drawn – unless the player's third card is between 4-7.
  • If the dealer has 6 points, a third card is drawn – unless the player's third card is a 6 or 8.

Here's a full breakdown of when the Banker will draw a third card (D) or stand (S).

Bankers Score Your Third Card
  0 1 2 3 4 5 6 7 8 9
7 S S S S S S S S S S
6 S S S S S S D D S S
5 S S S S D D D D S S
4 S S D D D D D D S S
3 D D D D D D D D S D
2 D D D D D D D D D D
1 D D D D D D D D D D
0 D D D D D D D D D D

Side bets to spice up your gameplay

On top of the main bets (Banker, player hand, and tie), you can wager on two additional side bets; player pair and Banker pair.

When staking a wager on these bets, you'll win an extra payout if your chosen hand receives a pair of cards, e.g., 6-6 or Q-Q. The side bet only pays out for a pair—any other outcome results in a loss. However, the game proceeds as usual afterward. You can even play side bets only and forgo the game's main betting options. Side bets pay 11:1, which is why they're so popular.

Baccarat Odds and Payouts

Both the player and Banker bets payout 1:1. Betting $5 means you'll win $5 from the Banker. It's important to note that many online Baccarat tables take a small commission of 0.5% on each Banker bet win. This is because the Banker has slightly better odds than the player's hand.

Betting on a tie has lower odds, but the payout is much higher than the player and Banker bets, at 8:1.

The player or Dealer pair has even lower odds than the tie bet, which is why it pays 11:1.

Bet Type Payout
Dealer 0.95:1
Player 1:1
Tie 8:1
Player or Dealer Pair 11:1

Top 3 Baccarat Strategies

  1. Bet on the Banker

    Even though betting on the Banker may have a 0.5% commission; statistically, it's the bet with the best odds as the house edge is only 1.06%, compared to the player's hand, which is 1.36%. It's up to you whether you want to avoid the commission or not. If you're going to play with the best strategy, betting on the Banker lowers your risk when betting, although it does reduce your reward slightly. The choice is up to you which hand to bet on each round.

  2. Don't bet on a tie

    Betting on a tie shouldn't be used as part of your primary betting strategy, as the house edge is much higher than betting on the Banker's hand or the player's hand. It's 14.4%, which makes it a very risky bet. Only bet on a tie if you're fully aware of the risk and want to win a more massive payout of 8:1 than 1:1.

  3. Money management

    Always manage your money in a controlled way. This means that you're not chasing any losses, and you're using our safer gambling tools if needed, such as setting wager limits, time limits, or any of the other many limit options available. Also, be careful of anyone claiming to have a foolproof Baccarat betting strategy, as it's still a game of chance, and it's impossible to lower the house edge any further. Just like Roulette, anyone claiming that these games offer 50/50 odds is lying, as both games are not offering 50% chances to win each round.

Baccarat Bonuses and Promotions

Before you start playing online Baccarat, check out our latest Welcome Bonus for new players and ongoing promotions, which you can snap up afterward. Plus, unlike other online casinos, we offer Baccarat-friendly bonuses so you can boost your balance at the tables!

To see your exclusive Welcome Bonus and latest goodies like cashback, reloads, and spins, head over to our dedicated promotions page. You'll want to check back as we're continually updating it with new offers and goodies. You'll also find all the bonus information, like the Terms and Conditions, easy to find and laid out so you can effortlessly read the wagering requirements and other important info.

Help and Support

If you have any questions about Baccarat or any of our casino games, you can find plenty of help at MansionCasino NZ. If you feel the game is moving too fast, you need help understanding the rules, or anything else, you can find help here:

  1. In-Game Help Menu: Inside each casino game window, you'll find a dedicated help section about the game, including information like how to play, betting options, payouts, a list of features, statistics, and more. To open it, click on the menu icon represented by a 'hamburger' or 'wrench,' and then click Help.
  2. Customer Support: Our fantastic Customer Support team is available to assist you 24 hours a day, 7 days a week, for any question or issue you may have, whether it's about our casino games, your casino account, bonuses, or a technical issue. Please don't hesitate to reach out to us by email, Live Chat, or telephone.

Baccarat FAQ

  1. How do you win in Baccarat?

    To win at Baccarat, correctly guess which hand (the Banker or player) will be closer to 9 at the end of the round. Alternatively, you can bet on a Tie where both hands have the same points at the end. Finally, you can wager on the Banker or player's pair side bets alone or on top of your regular bet.

  2. What's the best strategy for Baccarat?

    The best strategy for playing with the lowest house edge is to bet on the Banker's hand as it gives you slightly better odds than the player's hand. But remember, there may be a small 0.5% commission on any wins from the Banker's hand, which will reduce your overall payout. The choice comes down to picking better odds for a lower payout or lower odds for a higher payout. Whichever strategy you choose to play, remember always to gamble responsibly.

  3. Has anyone won Baccarat?

    Plenty of people win Baccarat all the time, especially at MansionCasino NZ. Remember that casino games like Baccarat, Roulette, or Blackjack are games of chance. You can win and lose each round.

  4. Is it safe to play Baccarat at NZ?

    Yes, it's perfectly safe to play Baccarat at MansionCasino NZ, and here's why! We hold both a gambling license from Gibraltar's Licensing Authority and the United Kingdom Gambling Commission. Why is it relevant? It means that we abide by all their regulations, and third parties test our Random Number Generator (the magic behind the games) each month.

  5. Can I play on my mobile?

    You'll find MansionCasino NZ is fully optimised for mobile gaming on both Android and iOS devices. Make sure you have a stable connection to the internet, and a MansionCasino player account so you can play online Baccarat and all of our amazing casino games on your mobile phone.

Play for Real Money

If you're looking to play the best Online Baccarat games at tables with fair gameplay, betting limits for all types of players, a welcome bonus to boost your balance, 24/7 customer service ready to assist you, and non-stop promotions to shower you with goodies, then look no further than NZ. Our tables are fit for both pros and newcomers, with different table variations, including live dealer baccarat tables where you can see the action in real-time.

Start your Online Baccarat journey and play for real money. Register your account , log in, and play at NZ!

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