Best Baccarat Online Casinos

Thought to originate from Italy in the 1400’s, Baccarat is a popular card game found in many of the top online uk casinos. This MansionCasino guide will explore how to play baccarat online including rules, strategies, free-play, real money and payouts, we’ll direct you to the best baccarat casino sites to register with, and we’ll uncover several different versions based on the traditional game that incorporate exciting modern twists. 

Let’s check out the top five baccarat casino sites as recommended by our expert team: 

Selecting a baccarat casino site that best suits your needs can prove to be a tricky dilemma, especially with so many available it’s hard to know which one to choose. All of our recommended online baccarat casinos are selected very carefully with various elements needing to pass our strict rating guidelines.

Here’s an overview of the factors we take into consideration before stamping our seal of approval:

• License & Regulation: All casino baccarat online sites must be licensed and regulated by a trusted gaming authority such as the UK Gambling Commission.
• Safety & Security: All baccarat casino online sites must offer reliable payment methods and utilise top spec SSL encryption technology to protect any sensitive data. We would also expect top sites to offer responsible gambling tools such as deposit limits, reality checks, time-outs, self-exclusion.
• Games & Software: All baccarat casinos need to offer a variety of online casino games from top providers such as Evolution, NetEnt and Pragmatic Play. Games must be tested by third party auditors to guarantee legitimacy and comply with fair gaming protocol.
• Modern Variants: All top baccarat online sites will offer a range of modern variants based on the traditional game, e.g., Peek Baccarat, Golden Wealth Baccarat, or Speed Baccarat.
• Mobile Compatibility: All of the best baccarat online casinos will be fully optimised to adapt to any size screen whether smartphone or tablet. Mobile casinos will typically offer the same functions as the desktop version and are compatible with both iOS and Android devices.
• Payment methods: All of the best baccarat casino sites should offer a range of payment options to include debit cards, e-wallets, mobile pay and bank transfers. Top banking providers include Visa, PayPal and Apple Pay.
• Fees & Processing: The best casino baccarat online sites will offer fee-free transactions, instant deposits and speedy withdrawals with no limits.
• Customer Support: We would expect the top baccarat casino sites to offer 24/7 customer support that is responsive, knowledgeable and helpful. It should be offered via multiple channels to include email and live chat as a bare minimum.
• Bonuses & Promotions: All top online baccarat casinos will offer attractive online casino bonuses but these must have fair and achievable terms. We expect to find a welcome bonus plus a variety of casino promotions such as reload bonuses, cashback offers, free spins deals. 

Baccarat is one of the easiest casino card games to learn and ideal for beginners. The objective of Baccarat online is to predict whether the banker’s hand or the player’s hand will be the closest to a value of 9. There is also the potential to make a side bet on a Player Pair, Banker Pair or Tie.

All face cards and tens have a value of 0, aces count as 1, and all other cards carry the point value stated on their face (2 through to 9). The hand with the highest point value wins. When placing your wagers, Clear Bet will remove all bets from the area, Undo will remove the last bet from the table, Rebet will repeat the wager made on the last round, and Double Bet will double every wager made.

How to Play Baccarat Online

Here’s a quick-step guide to get you started:

1. Choose from one of our top recommended online Baccarat casino sites
2. Select the Baccarat online table you want to play at and open the game
3. Choose from chip values in the bottom right corner and place your bet
4. You can bet on the Player hand, Banker hand and/or Tie, plus other side bets
5. Click Deal to start the game, results are determined by a Random Number Generator

Baccarat Casino Game Rules

Two cards are dealt to both the Player and the Banker. If the cards in either hand total more than 10, simply subtract 10. For example, 5 + 7 is dealt equaling 12, this counts as a score of 2 in online baccarat. A tie results from both hands having equal point values.

In the basic baccarat online strategy, a third card may be drawn by either hand, however, for the Player it’s fairly straightforward but for the Dealer, it depends on whether the Player hand has drawn and if so the value that has been drawn.  

Player Strategy

Banker Strategy 

Common Bets for Online Baccarat

• Player Bet: A wager placed on the Player’s hand
• Banker Bet: A wager placed on the Banker’s hand
• Tie Bet: A wager placed on the result being a Tie
• Player Pair: A wager placed on the Player drawing a pair in the first two cards dealt
• Banker Pair: A wager placed on the Banker drawing a pair in the first two cards dealt
• Perfect Pair: A wager placed on either the Player or the Banker drawing a suited pair on the first two cards dealt
• Either Pair: A wager placed on the first two cards being dealt to the Banker or Player from a pair
• Big Bet: A wager placed on the total of both the Banker and Player hands totals 5 or 6
• Small Bet: A wager placed on the total of both the Banker and Player hands totals 4
• Double 8: A wager placed on the Banker and Player hands will total 8
• Royal Match: A wager placed on either the Player or Banker drawing a King and Queen on the first two cards dealt
• Super 6: A wager placed on the Banker hand totaling 6

Baccarat Table Layout

There are three basic table layouts for casino baccarat online, a mini, a midi and a big. The only significant difference is size, the bigger the table the more players can be seated and the higher the bet limits may be. There will be spots for Banker bets, Player bets and Tie bets as a minimum and an area for side bets if the game has them.   

Understanding the Payouts

Baccarat online payouts are pretty simple to understand when playing the most common version of the game, Punto Banco (American Baccarat): 

So, looking at the table above, the odds are the chances of you drawing a win on each bet, we can see that the Banker’s bet has the best odds with the Player’s bet just a fraction behind. The chances of winning a Tie bet are extremely low.

When we look at the payouts for online Baccarat, the Tie Bet comes out on top, however, when coupled with the house edge, the difference between what you win and what you take home can vary significantly. Take for example a wager of £10, here’s what you would receive:

• Banker’s bet: Win £20 minus the 5% house commission pays £19 minus the 1.06% house edge gives you a take home of £17.94.
• Player’s Bet: Win £20 pays £20 minus the 1.24% house edge gives you a take home of £18.86.
• Tie Bet: Win £80 minus the 14.36% house edge gives you a take home of £65.64.

Betting on either the Player or Banker is one of the best strategies to use, especially for beginners. If the game results in a Tie, wagers placed on either the Player or Banker will be returned.  

Here are the main casino versions of baccarat online that you may come across:

• Punto Banco: also known as American Baccarat, most popular version to be found in all online casinos. Players bet on Banker, Player or Tie and cards are dealt face up with no optional plays.
• Baccarat Banque: predominantly found in European casinos, the Banker is selected at the start of each round, player is dealt two cards and the banker one, the game can take place with one player.
• Chemin de Fer (Chemmy): also known as the French version, cards are dealt face down and players can choose to take a third card or not, the game needs a minimum of two players.
• Live Baccarat: Streamed live from within a studio, faster gameplay, also features different variants that incorporate a range of side bets. 

Now that you know the rules of online baccarat a little better and what you can expect in payouts, it’s time to start playing. Many of the top baccarat casino sites will offer you the choice of playing for free or real money, so if you want to test out the gameplay first, why not play for fun first.

Play for Free

The best way to practice baccarat online is by playing for free on the casino’s demo version or by playing our baccarat free-play game here on the MansionCasino site. Although you cannot win real money nor cash out any winnings, it does give you the chance to learn the game rules and understand the betting actions and payouts, all with no risk involved.

Play for Real Money

Once you feel confident with the rules and gameplay, it’s time to start playing casino baccarat online for real money and hopefully win some cash! Just register at one of our recommended real money casinos, activate your account, deposit some money and load up the casino baccarat online real money game. 

So, you’ve tested the demo game, you’ve studied the game rules, you’ve discovered the best baccarat casino sites to register with, now let’s give you a few handy tips and possible strategies for playing real money casino baccarat online:

Baccarat Tips

• Register with a licensed online baccarat casino
• Play baccarat online for free prior to real money
• Learn the game rules and any basic strategies
• Start with low stakes to conserve your budget
• Stick to wagering on either the Player’s hand or Banker’s hand
• Avoid Tie Bets, these are for players who can afford to high roll

Online Baccarat Strategies

We’ve discussed the basic baccarat online strategy of betting on the Banker’s hand or Player’s hand as they both have a better house edge and higher chances of winning. Tie bets are for those experienced high roller players who can read the table and who can afford to lose heavily.

Here are a couple of example strategies that experienced players may employ when playing online baccarat:

• The Martingale Strategy: this is classed as a negative progression strategy whereby you select a base bet. For every win you stick to the same base bet but for every loss you double your next bet, only returning to your original base bet amount once you win again, for example – bet £10 and win, bet £10 and win, bet £10 and lose, bet £20 and lose, bet £40 and win, return to betting £10.
• The Paroli System: this is classed as a positive progression strategy whereby you select a base bet. For every loss you keep the bet at the same amount, but for every win you double the bet, for example – bet £10 and win, bet £20 and win, bet £40 and lose, return to betting £10. 

Playing baccarat online from your mobile device is more or less the same as playing from your desktop. The only slight difference is that the game has been fully optimised to adapt to any size screen which enables touch-based controls. This can result in a slightly different experience to your desktop but it does mean you can play your favorite game at your chosen baccarat casino from wherever you may be.  

Let’s now take a look at some of the common terms you may come across when playing baccarat online:

• Baccarat: derives from the Italian word for ‘zero’ which is the worst hand you could have
• Banker Bet: one of three core betting options
• Commission: a percentage taken by the house on a winning bet
• Flat Bet: when a player sticks to the same bet amount for each hand
• House Edge: the statistical percentage a casino claws back on wins
• Natural: when the first two cards dealt equal 8 or 9 it is a ‘natural’ win
• Player Bet: one of three core betting options
• Push: a bet that is neither a win nor loss which is carried over to the next round
• Shoe: the machine which deals the cards
• Standoff: when the Banker and Player have the same total points resulting in a tie
• Tie Bet: one of three core betting options